Credit Repair Services in USA

Credit Repair Services in the USA Nationwide

No matter where you live within the United States, get the credit repair plan designed around your consumer rights and the fighting force of credit experts on every coast. Based in Atlanta, GA, offering services in all 50 States.

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Bad Credit Doesn't Stay in One Place

Think about where you are in life right now:

  • Whether you are in Alabama or Arizona, if you have bad credit, you can expect higher interest, a bigger deposit, or possibly be denied credit altogether.
  • You have errors on your report like collections, charge-offs, repossessions, or even medical bills that you are not obligated to pay or are simply inaccurate.
  • You probably don't understand your rights when it comes to disputing inaccurate items on your credit report.
  • You probably have tried to dispute mistakes numerous times yourself by making calls and sending letters and gotten nowhere.
  • You need a credit repair company that works on a national level when it comes to credit disputing.

What To Expect From Our Credit Repair Process

Regardless of your location, our credit repair experts will work in your best interest to identify negative, unverifiable, or inaccurate items on your report that can be disputed.

  • Our credit repair experts will evaluate your credit report in its entirety from the three major credit bureaus and identify errors and negative items that are unfair.
  • We will dispute items such as delinquent medical collections, credit repossessions, charge-offs, and other medical collections using the rights that you have under federal consumer credit reporting law.
  • We interface with bureaus and creditors across the country, so you don't have to call or write each state individually.
  • We teach you how to maintain good credit, no matter if you rent or own, or if you’re financing.
  • We’ll help you achieve your desired outcome, whether it is purchasing a home or a vehicle or getting funding for your business, no matter your location.

How Credit Repair Works with Heads Up Financials

1

Free Consultation

Location is not an issue for us, as we offer a free credit and financial goal evaluation to each and every person.

2

Credit Report Audit

We pull your reports and identify items that are inaccurate, outdated, or unverified.

3

Custom Plan & Package Match

Based on your report, we develop a plan to clean your credit report or assist with credit building or funding support.

4

Active Disputes & Negotiation

Our team of negotiators works with credit bureaus and creditors no matter where they are located in the U.S. on your behalf.

5

Rebuild & Monitor

We maintain contact with you and help build and monitor your positive credit history, no matter your time zone, as your Client Success Manager.

Why Clients Across the Country Choose Heads Up Financials

Built for Remote

We run our service as a remote, national process so that you can use our full credit repair services no matter where you live.

Real Support, Every Step

You receive regular status updates as well as direct access instead of completing a process and receiving the final product. No additional communication. This holds no matter what state.

Repair Rebuilding

We go the extra mile and remove negative items from your reports. However, we provide the support and instruments to build your credit score, in addition to providing the resources necessary to help our clients secure personal funding of $50k+ or business funding for $100k+ (where applicable).

Individual & Couple Plans

Rebuilding credit as a pair? If you and your partner are looking to rebuild credit together and are located anywhere in the USA, you can rebuild credit at a better price with our couple packages, rather than rebuilding credit individually.

Experienced, Dedicated Team

Unlike other firms, we provide an in-house support staff with a case strategy team that is led by the founder. Rather than providing support to an overworked representative, we have a team that works directly on your case.

Built On Integrity, Education, and Real Results

Our Mission

Our mission is to offer solutions to simplify and improve the finances of our clients throughout the U.S. by providing the tools and knowledge to access much-needed financial resources without undue stress and confusion.

Our Core Values

Integrity, Education, and Real Results serve as the foundation of the relationships we hold with our clients.

Founder-Led Approach

Empowering Clients with financial education is at the core of our founder and his commitment to simplicity.

Dedicated Specialist Team

We have a team of a dispute lead, client success reps, and disputers who work daily on your case.

Compliant Process

We operate strictly within the Credit Repair Organizations Act (CROA) every day to serve our clients, and this means that we have compliant contracts, your right to cancel within 3 business days, and no false claims.

Find Your Credit Repair Plan Wherever You Are in the USA

Plans to aid your credit journey are available for every step, from dedicated credit repair plans to support for personal or business funding, no matter which state you are in.

Plan

Starting At

Best For

Liberty Plan

$550 (Reg. $1,000)

Removing negative items across all 3 bureaus

Oasis Plan

$1,560

Credit repair + credit-building + funding guidance up to $50K

Empire Plan

$2,560

Personal + business credit, LLC setup, funding up to $100K

Guardian Sweep

$3,000

Aggressive dispute campaigns for severe derogatory items

Ascend Mentorship

$5,000

1-on-1 mentorship, credit + business strategy, funding up to $150K

Dynasty VIP

$7,500

White-glove service for entrepreneurs scaling wealth

 

See All Packages

Get Your Nationwide Credit Repair Custom Report & Plan

Book your free consultation to receive custom steps to fix your credit report and achieve your financial goals, no matter which state you reside in.

Nationwide Credit Repair Services FAQ's

Does credit repair vary state to state?

The credit-reporting and dispute processes are governed by federal law, and as such, are mostly the same across the country. We take into account state laws when applicable to customize your plan.

How long does the credit repair process take?

The duration of the process differs based on the negative items on your credit report and how long the credit bureaus and creditors take to respond to credit disputes; it is independent of where you live. Most clients notice some results within a few billing cycles, with noticeably more progress during the following months.

Will this increase my score by a definite number of points?

Score guarantees are illegal for credit repair companies everywhere in the US, so definitely avoid any that do this. What we can guarantee is a complete dispute process and a full support system.

Can I use your services if I live outside of Atlanta?

We are a fully remote company, even though we are based out of Atlanta. This means that we are able to support all states to the same extent as our local clients, from the free consultation to the ongoing monitoring, through phone, email, and video services.