Our credit card repair specialists will help you overcome missed payments, incorrect credit card entries, and maxed-out balances. We will devise an individualized plan for you. We have our roots in Atlanta, GA, and our services are sought after in the USA.
Get StartedIf you are reading this, then there is a good chance that you are feeling these things:
When credit card accounts are the root of your credit problems, the credit card specialists will examine your credit report and create a plan to resolve your problems.
A free Consultation with us is where we study the card accounts you have now and what balances you may have, if there are any problems, and of course, what your goals are.
A card account audit is where we obtain all your credit reports from the bureaus. We check for all card-related items and see if they are inaccurate, outdated, or negatively impact your credit score.
We come up with a custom plan and a package that is applicable to your card accounts. The goal is to deal with the errors and the utilization of your cards.
Our team uses the disputes and our card utilization strategy to guide you on payment timing and balance to help you reach our goal of lowering your credit card balances.
We help you develop better habits for rebuilding your credit. We provide continued support to our clients on the plans we provide.
Your credit plan is custom for your card accounts. This is not a generic credit plan.
We provide you with support throughout the process. This is not a process that surprises you with completion. We provide support throughout.
Our plans go beyond just a credit card dispute. We provide a plan for funding that is personal and can be as much as $50,000 or for your business that is up to $100,000.
Managing cards as a household? We have couple packages. You and your partner can tackle card issues together. We give a better deal on couple packages as opposed to buying individual plans.
A team of in-house dispute specialists, a team of client success experts, and a founder-led strategy team work your case. This is not a single, overburdened agent.
Through tools and education, we aim to help our clients take back control of their credit cards without the burden of stress or confusion.
We put real results, integrity, and education at the forefront of every interaction with our clients.
Focused on Clarity and Simplicity, Not the Usual. A founding financial educator relies on clarity and simplicity, rather than the same old tactics.
Passionate about providing exceptional service, we employ a team led by our dispute specialists, client success reps, and card specialists.
Heads Up Financials provides services in accordance with the Credit Repair Organizations Act (CROA) and compliant contracts with our clients' rights.
There is a plan for each level of credit card-associated issue, from single-part cleanup to complete rebuilding and funding assistance.
|
Plan |
Starting At |
Best For |
|
Card Cleanup Plan |
$550 (Reg. $1,000) |
Correcting inaccurate card items across all 3 bureaus |
|
Oasis Plan |
$1,560 |
Card repair plus credit-building and funding guidance up to $50K |
|
Empire Plan |
$2,560 |
Personal + business credit, LLC setup, funding up to $100K |
|
Guardian Sweep |
$3,000 |
Aggressive dispute campaigns for severe derogatory card items |
|
Ascend Mentorship |
$5,000 |
1-on-1 mentorship, credit + business strategy, funding up to $150K |
|
Dynasty VIP |
$7,500 |
White-glove service for entrepreneurs scaling wealth |
You will receive correction strategies for credit card accounts, as well as actionable systems to achieve your financial goals.
If your credit report contains negative card items, or is dragging your score down due to high card utilization, then credit card repair can help significantly.
Once we begin the dispute process, you'll begin to see changes within a few billing cycles, with positive results after a few months.
It is illegal to guarantee score increases, and you should avoid any companies that do. We guarantee a dispute process and utilization strategies, plus we'll support you throughout the process.
Credit card repair handles issues concerning your card payments, card balances, and card utilization. General credit repair handles the entire credit report for all account types. Many clients end up needing both, and we can decide what works best for your situation.